After my breakdown of the 2026–27 Federal Budget, I’ve had hundreds of messages from investors, business owners and families asking the same question: “What should I actually do now?” Before we jump into strategies, the most important thing to remember is this: We are still waiting for the finer details of the actual legislation and at this stage nothing has been passed into law yet. Right now, these are proposed measures announced in the Budget. They still need to go through Parliament and...

Treasurer Jim Chalmers handed down the 2026–27 Federal Budget last night, with a strong focus on tax reform, housing affordability, cost of living relief and small business support. This year’s Budget is one of the most significant I have seen throughout my entire career. They say they are simplifying tax but as you will read below they are causing more red tape and making it much more difficult for Australians to build wealth. If you hold investments in any shape or form (property, shares,...

From 1 July 2026 the way superannuation is paid for employees is changing in a big way. Under the new payday super rules, employers will need to pay super at the same time as wages, rather than quarterly. This means super will need to be processed and paid every pay run. For many businesses, this will be one of the biggest payroll changes in years, so now is the time to start preparing. What is payday super? Currently, super can be paid quarterly, even though wages are paid weekly,...